Quarterly Journal of Economics, 126 (1), February 2011, 517–555.
Papers by Topic: Usury limits
Competition in a Consumer Loan Market: Payday Loans and Overdraft Credit
With Donald P. Morgan
Journal of Financial Intermediation, 24 (1), January 2015, 25–44.
Spillovers from Costly Credit
Review of Financial Studies, 31 (9), September 2018, 3568–3594.