Quarterly Journal of Economics, 126 (1), February 2011, 517–555.
Papers by Topic: Financial Regulation
Competition in a Consumer Loan Market: Payday Loans and Overdraft Credit
With Donald P. Morgan
Journal of Financial Intermediation, 24 (1), January 2015, 25–44.
Spillovers from Costly Credit
Review of Financial Studies, forthcoming.
The Misguided Beliefs of Financial Advisors
With Juhani T. Linnainmaa and Alessandro Previtero
Journal of Finance, forthcoming.
Loan Contracting in the Presence of Usury Limits: Evidence from Automobile Lending
with Aaron Schroeder
Consumer Financial Protection Bureau Office of Research Working Paper No. 2017-02, April 2017.