Vita

Seminar and Conference Presentations

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2019

• University of Texas at Dallas (scheduled)
• Federal Reserve Bank of New York
• University of Toronto
• College of William and Mary

2018

• Notre Dame Roundtable on Housing and Mortgage Markets
• Copenhagen Business School
• London School of Economics
• University of Copenhagen, Workshop on New Consumption Data
• Federal Reserve Bank of Philadelphia
• ITAM
• University of Nebraska-Lincoln
• University of Miami

2017

• Dartmouth College, Tuck School of Business
• USC Lusk Center for Real Estate Annual Research Symposium
• UC Berkeley, Haas School of Business
• BYU Marriott School of Business
• SMU Cox School of Business
• Macro Financial Modeling Winter Meeting
• NYU Stern School of Business Conference on Household Finance
• University of Notre Dame
• Financial Conduct Authority, United Kingdom
• American Finance Association Annual Meeting

2016

• University of Texas at Austin
• University of Rochester
• University of Arizona
• Indiana University
• National Bureau of Economic Research, Behavioral Finance

2015

• Yale University/Innovations for Poverty Action Researcher Gathering on Advancing Financial Inclusion
• Columbia Business School
• George Washington University/Federal Reserve Board of Governors Financial Literacy Seminar
• Midwest Finance Association Annual Meeting
• McGill University

2014

• National Bureau of Economic Research Household Finance: Research Findings and Implications for Policy
• University of Colorado, Boulder
• University of California, San Diego
• Finance UC Conference, Pontificia Universidad Catolica de Chile
• University of Arizona
• University of North Carolina
• Northwestern University Institute for Policy Research

2013

• Norges Bank Workshop on Household Finance
• Sveriges Riksbank, Sweden
• UCLA Anderson
• UC Davis
• Federal Reserve Bank of Philadelphia Credit and Payments Conference
• Federal Reserve Bank of Cleveland Policy Summit
• National Bureau of Economic Research Summer Institute, Economics of Real Estate and Local Public Economics
• International Banking, Economics and Finance Association Summer Meeting
• Boulder Summer Conference on Consumer Financial Decision Making
• National Bureau of Economic Research, Conference on Poverty, Social Policy and Inequality
• NYU Stern
• DePaul-Federal Reserve Bank of Chicago Finance Seminar
• University of Illinois at Chicago, Institute of Government and Public Affairs
• Consumer Financial Protection Bureau

2012

• American Economic Association Annual Meeting
• University of Amsterdam
• Stanford GSB
• University of Chicago, Center for Human Potential and Public Policy

2011

• Federal Reserve Bank of Boston
• Midwest Economics Association Annual Meeting
• Federal Trade Commission, Bureau of Consumer Protection
• CSIO/IDEI Joint Workshop on Industrial Organization
• Financial Intermediation Research Society Conference
• Western Finance Association Annual Meeting
• National Bureau of Economic Research Summer Institute, Economics of Real Estate and Local Public Finance
• Consumer Financial Protection Bureau
• Consumer Expenditure Survey Microdata Users’ Workshop
• Duke University
• University of Missouri

2010

• Financial Intermediation Research Society Conference
• Conference on Household Heterogeneity and Household Finance, Federal Reserve Bank of Cleveland and Deutsche Bundesbank
• Graduate School of Business, Loyola University Chicago
• Ivey School of Business, University of Western Ontario
• Federal Reserve Bank of Chicago

2009

• American Economic Association Annual Meeting
• FDIC Center for Financial Research

2008

• Federal Reserve Board of Governors
• Ross School of Business, University of Michigan
• Agricultural and Consumer Economics, University of Illinois at Urbana-Champaign
• Robert H. Smith School of Business, University of Maryland
• Olin Business School, Washington University in St. Louis
• Kellogg School of Management, Northwestern University
• McCombs School of Business, University of Texas at Austin
• Yale School of Management
• Federal Reserve Bank of Chicago

Media Coverage

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• “Chicago home prices: 2003 redux,” Crain’s Chicago Business (June 2, 2016)
• “Putting a number on the value of financial advice: 3%,” The Globe and Mail (June 14, 2015)
• “The Odd Couple Fighting Against Predatory Payday Lending,” The Atlantic (March 19, 2015)
• “Unemployment insurance doesn’t just help the unemployed,” PBS Newshour (January 16, 2015)
• “Make portfolio-building a priority to justify investment adviser fees,” The Globe and Mail (December 5, 2014)
• “Helping Prevent Foreclosures,” The New York Times (August 14, 2014)
• “Extending Unemployment Benefits During The Recession Prevented 1.4 Million Foreclosures,” ThinkProgress (August 4, 2014)
• “The real Repo Man comes to Studentville – with fake debt collection letters,” The Conversation (July 17, 2014)
• “Wal-Mart Customers Access Loans With Progress Financial,” Bloomberg (July 3, 2013)
• “Federal Regulators Scrutinize Banks’ ‘Advance Direct Deposit’ Loans,” CreditCards.com (April 30, 2012)
• “A Case for Payday Loans,” American Banker (July 1, 2011)
• “With payday loans, poor get the loans, firms get the payday,” Dallas Morning News (July 25, 2010)
• “Im Schulden-Karussell,” Brand Eins (June 2010)
• “Executive Briefing: The real costs of credit access,” Economist Intelligence Unit (February 18, 2010)
• “Overdraft fees big business for banks, bad for you,” The Oregonian (September 20, 2009)
• “Payday lenders’ clients find frequent loans costly,” The Tennessean (January 17, 2009)

Grants

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• Spillovers from Costly Credit; UC Davis Center for Poverty Research; $20,000; 3/1/2012-2/28/2013

Achievements and Awards

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• 2109–2020 Paul E. Raether T’73 Faculty Fellow, Tuck School of Business, Dartmouth College
• 2018 L.G. Lavengood Outstanding Professor of the Year, Kellogg School of Management 
• Faculty Impact Award, Fall 2017, Kellogg Student Association (for excellence in teaching)
• Faculty Impact Award, Spring 2017, Kellogg Student Association (for excellence in teaching)
• 2015 Canadian Investment Research Award, CFA Society Toronto & Hillsdale Investment Management (for “Retail Financial Advice: Does One Size Fit All?”)
• AHRQ Health Services Research Pre-Doctoral Fellowship, T-32 (2007-2008)
• Sanford J. Grossman Fellowship in Honor of Arnold Zellner (2007-2008)
• Chicago Center for Excellence in Health Promotion Economics Research Fellowship (2006-2007)
• University of Chicago Graduate School of Business Fellowship (2003-2007)
• Member of Phi Beta Kappa Society
• Class of 1869 Prize for best undergraduate thesis in moral and social ethics
• Recipient of Ernest L. Ransome, III Scholarship for postgraduate study at St. Andrews University

Professional Service and Activities

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Ad Hoc Referee

American Economic Journal: Applied Economics, American Economic Journal: Economic Policy, American Economic Review, American Sociological Review, Journal of Banking and Finance, Journal of Economic Behavior and Organization, Journal of Finance, Journal of Financial Economics, Journal of Financial Intermediation, Journal of Financial and Quantitative Analysis, Journal of Financial Markets, Journal of Housing Economics, Journal of Law and Economics, Journal of Money, Credit and Banking, Journal of Policy Analysis and Management, Journal of Political Economy, Journal of Public Economics, Management Science, Quarterly Journal of Economics, Review of Economics and Statistics, Review of Finance, Review of Financial Studies, The Review of Black Political Economy

Reviewer

• National Science Foundation, Law & Social Sciences
• Russell Sage Foundation

Discussant

• New Perspectives on Consumer Behavior in Credit and Payments Markets (September 2019, scheduled)
• Midwest Finance Association Annual Meeting (March 2019)
• American Economic Association Annual Meeting (January 2019)
• Notre Dame Roundtable on Housing and Mortgage Markets (November 2018)
• Northern Finance Association Annual Meeting (September 2018)
• Western Finance Association Annual Meeting (June 2018)
• Midwest Finance Association Annual Meeting (March 2017)
• Western Finance Association Annual Meeting (June 2016)
• American Finance Association Annual Meeting (January 2016)
• Olin Business School 12th Annual Conference on Corporate Finance (November 2015)
• Household Economics and Decision-making Conference, Federal Reserve Bank of Cleveland (September 2015)
• BYU Red Rock Finance Conference (September 2014)
• Finance UC Conference, Pontificia Universidad Catolica de Chile (June 2014)
• National Bureau of Economic Research Summer Institute, Household Finance (July 2013)
• International Banking, Economics and Finance Association Summer Meeting (June 2013)
• Federal Reserve Bank of St. Louis Research Symposium, “Restoring Household Financial Stability After the Great Recession: Why Household Balance Sheets Matter” (Februrary 2013)
• American Economic Association Annual Meeting (January 2013)
• Financial Intermediation Research Society Conference (June 2012)
• National Bureau of Economic Research, Housing and the Financial Crisis (November 2011)
• Financial Intermediation Research Society Conference (June 2010)
• American Economic Association Annual Meeting (January 2010)

Ph.D. Advising

• Eileen Driscoll, 2019 (expected), research advisor
• Paolina Medina (Texas A&M), 2017, committee member
• Kevin Roshak (University of Houston), 2016, committee member
• Mary Zaki (University of Maryland Agricultural & Resource Economics), 2014, committee member

Program Committee Member

• Consumer Financial Protection Bureau’s Fourth Research Conference on Consumer Finance (2019)
• Olin Business School at Washington University Annual Conference on Corporate Finance (2018, 2019)
• Western Finance Association Annual Meeting (2012)

Session Chair

• American Finance Association Annual Meeting (2018)
• Western Finance Association Annual Meeting (2012)

Track Chair

• Midwest Finance Association Annual Meeting (2019, 2020)

Panelist

• National Association of Attorneys General Midwest Region Meeting: Economic Impact of Enforcement in Evolving Marketplaces (April 2012)
• 2011 Marquette University Law School Public Service Conference: “New Directions in Consumer and Community Financial Protection” (February 2011)
• Participant at Summer Institute in Behavioral Economics, Russell Sage Foundation and University of Trento (July 2008)
• Lecturer for Corporate Finance for Business Court Judges, Searle Center, Northwestern University School of Law (April 2008)
• Participant at Payday Lending Research Workshop, Consumer Credit Research Foundation (February 2008)
• Member of American Economic Association, American Finance Association and Western Finance Association

Non-Academic Work Experience

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• ABP INVESTMENTS US, INC., New York, NY, 2003
  Portfolio Analyst in Hedge Funds Group
• DAWSON-GIAMMALVA CAPITAL MANAGEMENT, INC., Southport, CT, 2001-2003
  Research Analyst covering financial services and financial technology sectors