Bio

Brian Melzer is an assistant professor in the Finance Department at Northwestern University’s Kellogg School of Management. He is an economist who studies household finance, real estate, financial intermediation, and financial regulation.

His recent research examines the costs and benefits of financial advice. He has also studied the impact of payday loans on household well-being, the default and investment behavior of heavily indebted homeowners, the effects of unemployment insurance on loan default and credit supply, and the impact of interest rate regulations in auto lending. His articles have been published in leading economics and finance journals such as the Quarterly Journal of Economics, the Journal of Finance, and the Review of Financial Studies.

Professor Melzer received a Ph.D. in Economics from the University of Chicago Graduate School of Business in 2008. Prior to pursuing his Ph.D., he received undergraduate and master’s degrees in philosophy from Princeton University and the University of St Andrews. He also worked as a research analyst in investment management.

Brain Melzer portrait